Get up to 28 guaranteed returns by staking cryptocurrencies on Excoino!
This agreement is entered into between TOSE FANAVARI ARIAN DADE PEYVASTEH IRANIAN (Private Joint Stock), hereinafter referred to as "Excoino", and the "User", who applies for membership and the use of Excoino's services. Both parties are bound to comply with and implement this agreement. Therefore, it is essential for the user to carefully read the provisions of this agreement and, if they accept them, proceed with completing their registration.
Cryptocurrency: A type of digital financial instrument that is tradable and convertible into money. Its production, storage, and transfer are based on cryptographic methods on the blockchain (a distributed ledger). The valid cryptocurrency in this agreement refers to any cryptocurrency that is offered on Excoino's website or application and is available for transfer, conversion, or trading.
User: Any natural or legal person who, after completing identity verification and registration, becomes a member of Excoino. Upon receiving a user account, the user can engage in cryptocurrency transactions or use the services provided by Excoino through its website or application.
Cryptocurrency Wallet: A digital tool used for managing, storing, sending, and receiving cryptocurrencies. It consists of a public key (wallet address) for receiving funds and a private key for authorizing transactions.
Fiat Wallet: A digital tool that enables users to transfer fiat (IRR) funds from their bank account to the wallet and withdraw fiat proceeds from cryptocurrency transactions to their bank account. In other words, all fiat deposits and withdrawals by the user are processed through this wallet.
Excoino Services: These include trading services (such as exchanging one cryptocurrency for another, buying or selling cryptocurrencies), custody services, staking, customer support, and providing access to the Excoino Market. Excoino, as a cryptocurrency exchange, offers these services to users via its website (excoino.com) and mobile application, which is available on iOS, Android, and other platforms.
Excoino Market: A digital marketplace that solely provides an exchange platform for users to trade cryptocurrencies. Excoino does not act as a counterparty in user transactions and does not assume any role or responsibility in users' trading decisions.
Payment Transaction: The process of transferring fiat or cryptocurrency funds from a payer to a recipient for the purpose of purchasing and transferring cryptocurrency.
Payment Methods: Any payment method authorized on the Excoino website or application for fund transfers. These include bank gateway payments, Shetab network cards, bank transfers (online or in-person), cryptocurrency transfers, and other approved payment methods.
The purpose of this contract is to define the user's membership in Excoino's exchange and to establish the general regulations governing the user's access and use of Excoino's services.
The validity of this agreement begins on the date the user registers and is assigned a user account. It remains in effect until Excoino terminates the contract or the user violates Excoino's rules and regulations.
Each user is allowed only one account on Excoino. If it is discovered that a user has multiple accounts or is using the account of a third party, Excoino may, at its discretion, suspend or permanently deactivate those accounts. The user waives any right to object to such actions.
By signing this agreement, the user acknowledges that they have read and understood its terms. They accept the agreement freely and with full mental capacity and waive any objections regarding lack of awareness, non-acceptance, forgery, or similar claims. Using Excoino’s services constitutes acceptance of this agreement.
The user must comply with the laws of the Islamic Republic of Iran, including anti-money laundering, counter-terrorism financing, and international cryptocurrency regulations. If the user engages in illegal activity, Excoino bears no responsibility and will take legal action as required.
Users must not engage in money laundering, phishing, cybercrimes, or terrorism financing. Advertisements on social media that offer fiat-to-crypto conversions are considered criminal activities. Any involvement will result in severe legal action, including civil and criminal liability. Users must not share their account or conduct transactions for third parties. Excoino is not liable for any violations.
Users must submit correct, valid, and legal information at all times. If incorrect information is provided, the user is fully responsible for any consequences. Excoino reserves the right to suspend or deactivate accounts and report violations to legal authorities.
If any of the user’s registered details change, the user must promptly notify Excoino.
If Excoino requests additional information, the user must provide it within 14 days. Failure to do so may result in account suspension or permanent deactivation, and the user waives any right to object.
Users must safeguard their credentials (username, password, etc.). If a third party gains access due to user negligence, Excoino is not responsible, and the user must compensate Excoino for any damages.
Users must use their account personally and must not trade on behalf of others. If Excoino discovers such activity, it may suspend or deactivate the account. Excoino bears no responsibility for misuse, and criminal activities will be reported to authorities.
Users must register their own IBAN (Sheba) number. Excoino will not process withdrawals or deposits to third-party accounts. Any violation may result in account suspension, and the user waives any right to object.
The user acknowledges that cryptocurrency investments involve risks and accepts full responsibility for any losses. Excoino is not liable for compensation.
Users must carefully review transaction details before proceeding. Once confirmed, transactions cannot be disputed. Objections regarding fees, deductions, or service charges will not be accepted.
Users authorize Excoino to correct transaction errors without prior user approval. Excoino may adjust balances, reverse transactions, or modify records as needed. The user waives any right to object.
Transactions cannot be reversed once executed. Users must verify all details before confirming a transaction. Mistakes such as sending funds to the wrong wallet are the user’s responsibility, and Excoino is not obligated to recover funds.
Users must ensure network compatibility before depositing cryptocurrency. Excoino is not responsible for errors caused by user negligence.
Users must avoid using temporary wallet addresses. Excoino is not responsible for deposits sent to expired or restricted addresses.
Deposits must be made on the main blockchain (not a testnet). If Excoino mistakenly confirms an invalid deposit, the user must send the correct cryptocurrency and cover all losses.
Excoino reserves the right to void suspicious transactions and return funds to their original accounts at its discretion.
Excoino may suspend transactions for security checks. If an activity is deemed illegal, Excoino may permanently deactivate the user’s account.
Using bots, scripts, or automation is strictly prohibited. If detected, Excoino will suspend the account, report the user, and only return the original deposited assets if possible. Users must compensate Excoino for any negative balances.
Excoino may suspend or deactivate an account at any time if the user violates regulations. No court order is required for such actions.
Excoino may temporarily restrict access for maintenance and upgrades. Users must accept such changes.
Excoino only supports cryptocurrencies listed on its platform. Users must verify support before storing, sending, or receiving cryptocurrencies. Excoino is not liable for unsupported assets.
If the user’s actions cause losses to Excoino, they must compensate for all financial and reputational damages.
By signing this agreement, the user agrees to receive Excoino's promotional emails and SMS notifications.